The conversation was for buying transaction data from specific people, something that many seem to insist is easy and cheap and doable. Meanwhile if you actually read the responses to that search you smugly cited you'll find that no one seems to know how to actually do anything remotely like this. Yes this data is definitely harvested and it seems like you should be able to buy it in bulk from someone somewhere, but again no one seems to know where or how much or what the purchase minimum would be etc.