Unfortunately, no, not when you are dealing with user data. You don't own that and you don't deserve to be reckless with it just because you're paying for the hardware and bandwidth.

The problem experienced folks are worried about is not concerning what kids do in their basement with the ‘puter they got for Christmas.

> Make a dumb thing, take your hands off the wheel, have fun

This is why we need licensing for software developers:

When you're building a service that has actual users, with actual data, and tangible consequences when it fails, "take your hands off the wheel, have fun" is fundamentally dangerous.

Or, to put it differently: It's totally fine for some kids to build a treehouse. They might even get hurt. But, when it comes to dams and bridges, there is a reason why the people who design those need to get a license.

Projects just for you or some very, very limited set of lets say your close friends? Sure, who cares.

For folks actually workibg in companies handling various data that dont belong to them? Oh god, please no, thats a horrible advice.

Much like taking your hands off the wheel in a car, it's all fun and games and your choice until you crash into someone else.

that’s clearly not the danger. make a dumb thing that takes user input (including PII or maybe other protected data), then put it online and charge people to use it without vetting it for security? No, let’s not encourage that.

I like how every reply to you is the same, nuance doesn't exist, and we're all working on missile guidance systems and pacemaker firmware.

There's such a wide range of software. There's plenty of space for an amateur to do some creative vibe coding. What's the point of the scolding and hand wringing?