Scams operate on any character flaw, with varying degrees of effort required. They exploit the human mind. They might target greed, or loneliness, or insecurity, or even fear of loss.
But we all have character flaws. Everyone. So we are all vulnerable. Not to the same scams, but to some scams.
Sure but can you admit some people are more flawed than others? I don't think it's useful to just handwave this away and act like we are all the same.
Yes, some people are more flawed than others. My point was that if you believe you are immune to scams, you're not. In fact, arrogance is another character flaw that scams routinely exploit.