Not sure what the proposal is exactly, that all there should be no international restrictions on commumications?
It feels like how a minor problem (in the sense that the app is poorly planned) is escalated into a device/os and then a country + international problem
If your goal were to fix this issue for other people on your situation, you would push for your insurance to disable geolocation instead of complaining about the existence of geolocation which is opening a can of worms you have no bearing in and don't understand.
Fix your garden before you fix the world.