Have you heard the pedestrian crossing recordings? It's a spoof, but the advice is spot on: "you don't need to worry because there's absolutely nothing you can do to stop it."

If you're fiscally conservative, you should be fine; just keep on keeping on for now. The sky has been falling for a long time, and maybe one day it will, but take reasonable actions given the information you have, and accept that you might look back with more information and see that there were other actions you could have taken that would have played out differently. c'est la vie.

You don't need to board every hype train. If it works out, you'll be able to catch up later.