I’m not missing anything. You’re being extremely selective in your argument by excluding all of the processes that extracted, transported, and converted, transported again, and again, and then again before ending up in a tank, and ignoring all those same processes required and used recursively for each of those processes, including the coal, natural gas, etc burned to power all those processes, etc etc to the same level of insane detail that you want to pick electric apart.
But then, starting from the position that 10% loss on a 60% directly efficient ‘fuel’ is worse than a minimum 83% loss of efficiency on another fuel isn’t much of a genuine position in the first place.