Those aren't really "scoring agencies". The credit reporting agencies make most of their money with mortgage lenders by selling high-quality data. Credit scores are more of an add-on, and mainly of interest to other types of lenders dealing with smaller loans who can't afford to do rigorous underwriting themselves.
Those aren't really "scoring agencies". The credit reporting agencies make most of their money with mortgage lenders by selling high-quality data. Credit scores are more of an add-on, and mainly of interest to other types of lenders dealing with smaller loans who can't afford to do rigorous underwriting themselves.