> If it doesn't have my hand-written signature then it's not an agreement.

Fortunately, many courts do not agree, given that lot of disabled folks would be SOL under the "physical ink signature only" theory of agreeing to contracts. Not to mention a bunch of e-commerce considerations.

> can't "agree" to something I haven't read

I realize that is part of an ANDed condition, but it's absolutely possible for people to agree--in very definitive ways--to something they didn't read.

The alternative leads to: "Judges hate this one weird trick! Just say you didn't actually read it!"