> Someone with a car and a house and a $20/hour job might be poor because they barely make ends meet

And someone with a $1,000,000 per year salary and a penchant for hookers and blow might also barely make ends meet. Is there some kind of useful takeaway from this fun anecdote?

> but manage to save a few hundred a month

If we assume the average worker with 20 years under their belt, that's ~$40,000. In what world is that poor? That alone, even ignoring the house and any other assets (a car, perhaps?), is somewhere around the top 20%. This disconnect from reality is fascinating.

> A group of people might be able to take out a loan an individual can't

Just who, exactly, is going to lend to poor people, even if they come by the millions, for no reason other than to cover their living expenses? There is almost no chance the poor are going to pay you back, unless maybe they happen to win the lottery. But if you really want to "invest" in the lottery, why not put that money directly into the lottery? What value do the middlemen bring?

> A group of people might collect dues as a cost to be in that group

From who? The poor don't have resources to pay dues. Are you being tricked by rich people again?

> We are clearly talking about business large enough for strikes to happen

No, we are clearly not. What makes you think the farmers that we were talking about earlier in thread even have employees? Many farmers do not. You're clearly not talking about anything related to what the rest of us are, but anyway...

> More people have more options. Options are power. Why are you arguing against this fundamental point?

Get back to us when you've actually read the thread. As amusing as your confusion is, there is no interest in arbitrarily changing the subject for no reason. Never was, never will be. Start a new thread if you want to talk about something else. Hijacking an existing thread for a different purpose is in bad faith.