The complexity in this area is a reason why i'm a proponent of public education, more societal focus on it, etc.

I suspect a big part of personal responsibility is the assumption that the average person is intelligent and capable of making informed decisions. Something i suspect many aren't, these days. Which isn't to say that we're all uneducated morons, but rather that many of the areas i brought up are purposefully being kept dark, obscured, etc. Which makes informed decisions.. well, difficult.

Anyway, sorry for the tangent, just wanted to bring it up. Appreciate your time :)