I couldn't imagine worrying about it, but maybe it's because I think I'm doing fine. Credit score is such a strange game to me.

Closed a loan? That costs me points, somehow.

Dad got a new cell phone and they ran the wrong person's credit? That cost me points too, because clearly their screw up was my fault. Hope he was still approved.

I rent and the cars are old. Sometimes I feel like I play on hard mode by having a $3000 VISA as my only debt.

If I make a $2000 purchase, they report it Tuesday, I pay that back to them Thursday, and I check my score? Woah, dropped 80 points! What a delinquent!

That might have become more of a rant than I intended. I should probably just apply for more credit stop the large points changes like this.