> 2. Their subtitles are just the subbed version's subtitles which are drastically different from what the dubbed VAs are actually saying.

I get that you might not like it, but it sure beats the option you didn't list:

4. Has auto-generated subtitles for the dub that fail in dramatic and distracting ways, especially for proper nouns or any kind of show-specific invented terminology

Whilst sometimes distracting, I prefer auto-generated subtitles to none at all