> Those are the players that demand excessive control over end-user devices, and thus the ultimate driver behind the problem we're discussing.

But they don't demand the same control over laptops and desktops. Only phones. Why is that? Granted I can't deposit a check with my laptop but I can do any other banking I wish to do.

So to me it's more that they see the chance to gain this control where they didn't see it before. Phone providers are only too happy to get on that bandwagon because they get to deploy all kinds of surveillance capitalism in the name of security ("hey the banks want it!").

Granted these freedoms are slowly leaching away from laptops and desktop too with stuff like TPM, so I don't know. I've about had it though.

> But they don't demand the same control over laptops and desktops. Only phones. Why is that?

Oh, but they do. PCs (and Macbooks) are products of an earlier era, and the solutions of control evolved along; it looks chaotic, but that's because it's where the R&D happened over the past decades, which ultimately produced a cleaner - and more easily identifiable - mobile control ecosystem. But it's all there, if you look closely. To name few major groups:

- Many generations of DRM plugins for games, then for streaming media

- Trusted computing hardware

- Intel Management Engine and other firmware backdoors routinely inserted into hardware

- Endpoint security software, deployed widely on corporate-owned machines

Mobile solutions are just version 2.0, built on top of all that R&D.

> Granted I can't deposit a check with my laptop but I can do any other banking I wish to do.

This is the insidious part: for many banks, this is only tolerated because they force you to use their proprietary app on a trusted mobile device as a second factor! At this point, it doesn't really matter how well-controlled your main browsing platform is, because you have to use your phone anyway, and there the control happens. And, "for your convenience", the mobile app isn't just a physical security token, but lets you do banking too, which allows them to gradually deprecate the web experience.

Apple is already in the process of closing down the Mac. As for PCs... why do you think these hardware requirements were imposed on Windows 11?

Hint: When Windows 12 comes out, everyone, or at least everyone with a newish PC, will have a TPM module that's capable of enforcing and attesting a signed-code boot path from power on all the way down to application-level code. Windows 12 will turn these machines into Xboxes that run Excel. Many computers will also have Pluton technology, which is an on-chip TPM implementation that cannot be tampered with or removed from the CPU, and which literally came from Microsoft's Xbox division.

General purpose computing isn't quite dead yet, but there's really nothing we can do for the patient. We're just waiting for it to flatline.