> discussions here on HN often seem to assume that you need HA and lots of scaling options.

Funny how our perceptions differ. I seem to mostly see people saying all you need is a cheap Hetzner instance and postgres to solve all technical problems. We clearly all have different working environments and requirements. That's I roll my eyes at the suggestions in threads I see of going all in on colo. My last two major cloud migrations were due to colo facilities shutting down. They were getting kicked out and had a deadline. In one of the cases, the company I was working with was the second largest client at the colo but when the largest client decided to pull out the owners decided the economics of running the datacenter didn't make sense to them anymore. Switching colo facilities when you have a few servers isn't a big deal. It's annoying but manageable. When you have hundreds to thousands of servers, it becomes a major operational risk and is enormously disruptive to business as usual.