All the banks I use, have a web app, although it can be somewhat limited, but I don't need any advanced functions anyway.

> as well as those now using push MFA with their apps for every large purchase.

Our banks use SMS OTP (not required for mobile app) for all operations - I assume otherwise the amount of fraud would be exorbitant.

> Recently I needed to install an app from the UK government to prove my identity via camera to renew my driving license, and that doesn't work in GrapheneOS either. I can do it in person (for now) but there is an extra fee.

Interesting that the government relies on a proprietary, foreign platform.